Down Payment Calculator — Plan Your Home Purchase Savings
Free down payment calculator. Plan how much you need to save for a home down payment and estimate monthly PMI thresholds and purchase budget limits.
Maximum Home Purchase Budget
$242,413
With a recommended monthly payment of $1,750/mo
Down Payment$48,483(20%)
Loan Amount$193,93030 Years @ 6.5%
Debt-to-Income (DTI)36%Limited by back-end (36%)
Your Financials
Income
Loan & Down Payment
20%
6.5%
Advanced Estimates▼
Comfort Levels
Compare purchase scenarios matching conservative, moderate (recommended), or aggressive budget guidelines.
Conservative$193,930DTI: 31%
$1,420/mo21.3% of monthly income
Moderate$242,413DTI: 36%
$1,750/mo26.2% of monthly income
Aggressive$290,895DTI: 40.9%
$2,080/mo31.2% of monthly income