FHA Loan Calculator | Estimate FHA Mortgage Payments & MIP
Estimate monthly payments for an FHA loan, including upfront and annual Mortgage Insurance Premiums (MIP), property taxes, and home insurance. Use our FHA loan estimator and FHA mortgage payment calculator to plan your home purchase.
Est. Monthly Out-of-Pocket
$2,885
Includes P&I, Taxes, Insurance, and MIP
Base Loan$337,750
Upfront MIP (1.75%)$5,911
Total Loan Financed$343,661
Down Payment$12,250
FHA Acquisition Details
Monthly Taxes, Insurance & HOA (PITI)
Monthly Out-of-Pocket Breakdown
HUD Guideline Notes
MIP (Mortgage Insurance Premium) on FHA loans is paid for 11 years if your down payment is 10% or more. If you pay less than 10% down, MIP is active for the entire term (life of the loan).