Home Affordability Calculator Free
Free home affordability calculator. Find how much house you can afford based on income, debts, down payment, and interest rate. Includes DTI ratio.
Maximum Home Purchase Budget
$242,413
With a recommended monthly payment of $1,750/mo
Down Payment$48,483(20%)
Loan Amount$193,93030 Years @ 6.5%
Debt-to-Income (DTI)36%Limited by back-end (36%)
Your Financials
Income
Loan & Down Payment
20%
6.5%
Advanced Estimates▼
Comfort Levels
Compare purchase scenarios matching conservative, moderate (recommended), or aggressive budget guidelines.
Conservative$193,930DTI: 31%
$1,420/mo21.3% of monthly income
Moderate$242,413DTI: 36%
$1,750/mo26.2% of monthly income
Aggressive$290,895DTI: 40.9%
$2,080/mo31.2% of monthly income