Payback Period Calculator | Standard & Discounted Solver
Calculate standard and discounted payback periods for project cash flows. Step-by-step cumulative ledger, and interactive break-even charts.
Discounted Payback Period
3.53 Years
Time Cost of Delay (Discount Drag): 0.68 Years
Standard Payback2.85 Years
Total Net Return$78,000
Initial Outlay Cost$50,000
Parameters
Year 1
Year 2
Year 3
Year 4
Year 5
Payoff Break-Even Curves
Projections & Actions
Time Value of Money (TVM) ImpactWhile your simple standard payback occurs at 2.85 Years, the discounted payback delays recovery to 3.53 Years because it discounts the value of future inflows at your hurdle rate (9%).