% APY CALC
APY Calculator — Annual Percentage Yield
Convert APR to APY and calculate compounding returns for DeFi, staking, and yield farming
APR
15%
APY (daily)
16.18%
APY vs APR Diff
+1.18%
Future Value
$11,618
Parameters
$
%
days
$
Total Deposits$10,000
Total Interest$1,618
Daily Earning$5.15/day
Monthly Earning$156.65/mo
Yearly Earning$1,880/yr
Effective ROI+16.18%
Compounding Frequency Comparison — same 15% APR
| Compounding | APY | vs APR Gain | Future Value | Interest Earned |
|---|---|---|---|---|
| ►Daily (365×/year) | 16.180% | +1.180% | $11,618 | +$1,618 |
| Weekly (52×/year) | 16.160% | +1.160% | $11,616 | +$1,616 |
| Monthly (12×/year) | 16.080% | +1.080% | $11,608 | +$1,608 |
| Quarterly (4×/year) | 15.870% | +0.870% | $11,587 | +$1,587 |
| Annually (1×/year) | 15.000% | +0.000% | $11,500 | +$1,500 |
APR vs APY Explained:
APR (Annual Percentage Rate) is the simple interest rate without compounding. APY (Annual Percentage Yield) includes the effect of compounding, meaning you earn interest on your interest.
At 15% APR compounded daily, you effectively earn 16.18% APY — 1.18% more than the stated APR.
APR (Annual Percentage Rate) is the simple interest rate without compounding. APY (Annual Percentage Yield) includes the effect of compounding, meaning you earn interest on your interest.
At 15% APR compounded daily, you effectively earn 16.18% APY — 1.18% more than the stated APR.